BUILDING
A BRIGHTER FINANCIAL FUTURE™
Phase
One: Create your Financial Blueprint
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Advisor
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Financial
Planning
Sequence |
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Client
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Responsibilities |
When
you contact us, we'll provide a brief description of our services,
philosophies, methodology and fee structures. We'll direct you to
our web site or mail you an introductory packet to help you learn
more. |
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If
our services appear to fit your needs, we'll schedule a "Get
Aquainted Meeting" (can be done on the phone or in person).
You can review our introductory materials, or visit our web site
if you wish to learn more, then contact us for Step 2. |
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The
Get Acquainted Meeting or Teleconference is an opportunity for us
to exchange information about your needs and objectives, and
further discuss which of our services are right for you. We will
also provide an estimated fee quote. |
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Step 2:
Get Acquainted
Meeting or Teleconference |
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When
you decide to engage our services, we will give you a list of
additional data or information which we will need to begin
formulating your financial plan. One-half of the estimated total
fee is due at the time of this engagement. |
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When
we receive your information, we begin to review and develop your
financial plan. We prepare initial reports to discuss at our Step
4 meeting. |
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Step 3:
Data Gathering
and Initial
Preparation
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In
Step 3, you gather the data requested, and complete your cash flow
worksheet and risk tolerance questionnaire. You may fax or mail
this information to us before our next meeting. Upon receipt of
it, we will schedule our Step 4 meeting. |
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In
this interactive meeting, we discuss and clarify the information
you have provided thus far. We continue to refine your financial
goals and objectives. |
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Step 4:
Interactive Goal
Setting Meeting
or Teleconference
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In
this Interactive Goal Setting Meeting, you have another
opportunity to clarify your current situation, financial goals and
objectives. Come with any additional questions or concerns you may
have. |
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We
edit the initial information as needed and run additional
scenarios if applicable. We conclude our research and analysis,
and produce final reports for your personal financial plan. We add
our observations and recommendations to the plan. |
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Step 5:
Analysis and Plan
Formulation
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As
we move into Step 5, you simply schedule a meeting or
teleconference 1 or 2 weeks after our Step 4 meeting. The ball is
in our court in the interim. Revisit our web site to stay current
on the changing world of personal finance and investments. |
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In
Step 6, we present and review your personal financial plan. We
discuss all reports and provide you with a written summary of our
observations and specific recommendations. |
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Step 6:
Presentation of
Your Financial
Plan
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Congratulations!
At this point, you will hold a personalized blueprint, custom
designed to meet your financial goals. Full payment of the balance
for actual fees incurred is due at the conclusion of your plan
presentation meeting. |
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Plan
implementation and follow up depends upon which service option is
appropriate for your needs. At the conclusion of your plan
presentation, we discuss the pros and cons of each service option,
including fee structures (see attached page). |
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Step 7:
Plan Implementa-
tion and Follow Up
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Proper
implementation is crucial to reaching your financial goals.
Whether you now implement and monitor the plan yourself, or retain
us to provide a portion or all of these services for you, we urge
prompt action (please see service option page). |
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Building
A Brighter Financial Future
Phase 2
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